Ways to buy

We have a range of offers available that are designed to help our customers purchase their ideal Bellway London home:

Own a home with just a 5% deposit

Help to Buy London gives first-time buyers the opportunity to purchase a property with just a 5% deposit, with an additional government-backed loan of up to 40%, interest-free for five years*.

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Help to buy calculator

Who’s eligible?

You must be a first-time buyer
Available only on new-build homes up to the value of £600,000
You’ll need a minimum of 5% deposit
You must have a repayment mortgage (not interest-only)
Your new home must be in the UK
The property must be the only home you own (and have ever owned)
You must live in the property. It can’t be rented out.

Own a home with just a 5% deposit

The Help to Buy scheme gives first-time buyers the opportunity to purchase a property with just a 5% deposit, with an additional government-backed loan of up to 20%, interest-free for five years*.

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a person standing on a balcony overlooking the thames river

Help to buy calculator

Who’s eligible?

You must be a first-time buyer
Available only on new-build homes up to the value of the appropriate regional price cap
You’ll need a minimum of 5% deposit
You must have a repayment mortgage (not interest-only)
Your new home must be in the UK
The property must be the only home you own (and have ever owned)
You must live in the property. It can’t be rented out.

Let us take care of everything

With Express Mover, we will work with a recommended local agent to sell your current home as quickly as possible, giving you peace of mind to focus on buying your Bellway London dream home.

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How does it work?

Our IMA (Intermediary Management Agent) will work with a recommended local agent to market your property on your behalf – with no estate agent fees to pay. When an offer is accepted on your home, you will be invited to reserve your new Bellway London home.

New Homes Mortgage Helpline

If you need financial advice, New Homes Mortgage Helpline(NHMH) offer a no commitment service to help you find the most suitable mortgage for your new home. Available seven days a week, they specialise in the purchase of new-build homes and can offer guidance on the mortgage products available for your affordability.

House-moving made easy

Sell your current property to us and buy one of our new homes with Part Exchange. You will benefit from:

An independent valuation of your current home
No estate agents’ fees
No advertising fees
No EPC fees
Remaining in your property until your new home is ready to move into

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How does it work?

Our Part Exchange scheme makes the process of moving home stress-free – you agree to sell your property to us, with the price determined by a minimum of two valuations from independent estate agents. The estate agents will generally carry out the valuation within two to three days of your Part Exchange application.

After we make an offer to you, you are free to select your new Bellway home – and with Part Exchange, there is no risk of a subsequent price rise on your chosen plot. You can then remain in your old property until your new one is ready, making for a seamless transition into your Bellway London home.

Speak with our Sales Advisor for further information.

Make your move a reality

Deposit Unlock is an innovative new scheme designed to help more first-time buyers get onto the property ladder and to get existing buyers moving.

A deposit of just 5% could secure you a competitively priced mortgage, up to £750,000, on selected Bellway developments and plots. The scheme is available on certain owner-occupier houses and apartments – not buy-to-let properties – and can be used alongside two of our other useful initiatives, Part Exchange and Express Mover.

We will put you in touch with a specialist New Build Mortgage Advisor to help arrange your Deposit Unlock application and mortgage – setting you on the way to your Bellway London home.

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How does the scheme work?

Deposit Unlock is a mortgage indemnity scheme that supports 95% Loan to Value (LTV) lending on new-build properties.

Upon completion of a home purchase, offered as part of the programme, the developer pays a percentage of the purchase price into an insurance policy. The policy reduces risk for the lender, protecting them from a proportion of the potential lender loss in the event of default.

For further information, speak to our Sales Advisor at your chosen development.