

Let us take care of everything
With Express Mover, we will work with a recommended local agent to sell your current home as quickly as possible, giving you peace of mind to focus on buying your Bellway London dream home.


How does it work?
Our IMA (Intermediary Management Agent) will work with a recommended local agent to market your property on your behalf – with no estate agent fees to pay. When an offer is accepted on your home, you will be invited to reserve your new Bellway London home.
Express mover FAQs
How do I sign up to Express Mover?
Our sales advisors are on hand to help you. Visit your chosen development to find out which plots are available with Express Mover, or simply give us a call and we’ll guide you through the process.
What estate agency will you use?
This will depend on where you live, but we will discuss the options with you. We will then obtain valuations from two agencies, at times and dates to suit you.
What will your final valuation be based on?
This will be based on the valuations of two local estate agents, the details and information they have shared with us about your home – such as photographs and room measurements – and the price of similar properties on the market, or recently sold in your local area.
When do I reserve my new home?
You reserve your Bellway London home when the sale of your current property is agreed.
What happens after a buyer is found for my current home?
Once a buyer has been found for your existing property you can reserve your new Bellway London home. Timings on completion, and so moving in, will depend upon the situation of your purchaser and the stage of construction of your new Bellway London home.
Why rent when you can buy?
A deposit-free 100% mortgage is now available to help buyers purchase a brand-new Bellway London home. Available to those looking to purchase a Bellway London house, the ‘track record’ mortgage – available through Skipton Building Society – is open to renters struggling to save and pay high rental fees simultaneously. All you need is proof of one year’s rental payments for the property you’re renting, and you could purchase a home up to the value of £600,000.


New Homes Mortgage Helpline
If you need financial advice, New Homes Mortgage Helpline (NHMH) offer a no-commitment service to help you find the most suitable mortgage for your new home. Available seven days a week, they specialise in the purchase of new-build homes and can offer guidance on the mortgage products available for your affordability.
Track Record FAQs
Can I purchase any property with the ‘track record mortgage’?
No, the mortgage is only currently available on purchases of new-build houses. New-build apartments are not available as part of the scheme.
Can I buy anywhere in the UK?
This mortgage product is only available to buyers currently renting in England, Scotland, and Wales.
Who is eligible?
Buyers who are currently renting and able to provide evidence of at least 12 months’ worth of consistent rental payments. Buyers also cannot have owned a property in the UK or abroad in the last three years. You must be aged 21 or over and have no missed payments on debts or credit commitments in the last six months.
Is there a limit on the loan amount?
The maximum loan amount you can borrow through this mortgage product is £600,000.
If I have a deposit, can I reduce the amount I need to borrow?
Yes, although you don’t require a deposit, you can still be eligible as long as your deposit is less than 5%.
Make your move a reality
Deposit Unlock is an innovative new scheme designed to help more first-time buyers get onto the property ladder and to get existing buyers moving.
A deposit of just 5% could secure you a competitively priced mortgage, up to £833,250, on selected Bellway developments and plots. The scheme is available on certain owner-occupier houses and apartments – not buy-to-let properties – and can be used alongside two of our other useful initiatives, Part Exchange and Express Mover.
We will put you in touch with a specialist New Build Mortgage Advisor to help arrange your Deposit Unlock application and mortgage – setting you on the way to your Bellway London home.


How does the scheme work?
Deposit Unlock is a mortgage indemnity scheme that supports 95% Loan to Value (LTV) lending on new-build properties.**.
Upon completion of a home purchase, offered as part of the programme, the developer pays a percentage of the purchase price into an insurance policy. The policy reduces risk for the lender, protecting them from a proportion of the potential lender loss in the event of default.
For further information, speak to our Sales Advisor at your chosen development.
Deposit unlock FAQs
What homes can be bought under the scheme?
The scheme is exclusively available on selected new-build houses and apartments.
How is affordability calculated?
Each lender using the scheme will assess affordability in the normal way using their lending criteria, which includes consideration of income, outgoings such as regular payments and living costs, as well as an assessment of future changes that might have an impact on a borrower’s ability to pay a mortgage.
How do I go about getting a new home with this mortgage product?
This scheme is available on selected developments and plots. Please call one our sales advisors at your chosen development for further information.
I’ve found a new home on a new development where the scheme is offered, can my own broker process my application?
No, there are only a few nominated brokers being used to facilitate this scheme. Therefore, you will be required to use our nominated broker.
Are buy-to-let borrowers able to use Deposit Unlock?
Deposit Unlock is designed to help those with small deposits get on the housing ladder and so is restricted to owner-occupier homes only.
Which mortgage specialist will you put me in contact with?
We will put you in touch with New Homes Mortgage Helpline, our New Build Mortgage Advisor. Bellway London may receive a commission when you complete on a mortgage arranged by New Homes Mortgage Helpline.
Help to Buy has ended
Applications for the Government’s Help to Buy scheme are no longer being accepted as of Monday 31st October 2022. Buyers who have already reserved a home using the scheme have until Friday 31st March 2023 to complete their purchase.
If you have already bought your home using Help to Buy and would like further information about the scheme, please visit the gov.uk website.


First-time buyer?
First-time buyers in England benefit from stamp duty relief on any property priced up to £425,000 – this means, if your property doesn’t exceed that amount, you won’t have to pay any stamp duty. Above £425,000, you will pay 5% of the property price
With developments across London, Essex and Kent, Bellway London could be your chance to take advantage of this stamp duty relief. Explore our houses and apartments to start your homebuying journey today.
Help to buy FAQs
Are there any restrictions under the scheme?
- The property you purchase using Help to Buy must be your only home and you must live in it.
- You must be a first time buyer and fit the eligibility criteria in order to quality for Help to Buy.
- You cannot use Help to Buy in conjunction with part exchange or on an existing home.
- Any mortgage used in conjunction with Help to Buy must be a repayment mortgage (not an
- interest-only mortgage).
- You must seek permission to extend, or alter the property purchased using Help to Buy.
- Your new home must be valued within the regional price cap for your area.
Can I buy any property using Help to Buy?
The scheme is only available to new build homes, and regional price caps do apply. See the diagram above, or call one of our sales advisors for more information on how the Help to Buy scheme may differ in your area.
How much deposit do I need?
You need a 5% deposit.
How much can I borrow using Help to Buy?
The amount you can borrow varies by country and area. In England and Wales you can borrow up to 20% of the cost of the property, though in London this figure is up to 40%. Maximum property prices under the scheme also vary by region in England.
Is the equity loan interest-free?
Help to Buy is interest-free for the first five years, however, there is a management fee of £1 per month until the loan is repaid. After five years interest will apply – currently 1.75% in year six, then 1.75% and any increase in the Retail Prices Index (RPI) plus 1% each subsequent year.
When do I have to repay the loan?
You must repay the equity loan after 25 years, or if earlier, when you sell your home.
Can I repay the loan early?
You can pay back all, or part, of the loan at any time, with a minimum of 10% of the prevailing market value of your home.
Helpful calculators

Find out how much you could borrow
We've teamed up with one of the UK's leading new homes mortgage specialists, New Homes Mortgage Helpline to help find the right mortgage product for you.
Please note, by using the link below you consent to leaving the Bellway London website to go through to the New Homes Mortgage Helpline portal (The New Homes Group Limited) which offers customers unbiased, reliable and professional advice on mortgages available from a wide variety of lenders. Bellway may receive a commission when you complete on a mortgage arranged by the New Homes Mortgage Helpline through this portal.
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*Subject to lender participation on selected homes and developments. Rates and maximum purchase price vary via lender. Based on Nationwide Building Society’s current guidelines from November 2021. Terms and conditions apply.
**YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Subject to status and only available on selected Bellway London developments and plots, up to a maximum loan value of £833,250. Terms and conditions apply.