You choose

Pick one of these three great ways to buy

Three great ways to buy

When buying a brand-new home with Bellway London, we’re currently offering you the chance to choose one of three great incentives to help you move*:

Save on your mortgage payments
Choose to save hundreds on your monthly mortgage payments when buying with Bellway London and Own New Rate Reducer for a fixed two- or five-year period
Deposit Paid
We will provide a deposit of up to 5% of the value of your home.
Cashback
Receive up to 5% Cashback to spend on whatever matters most to you.

Own New Rate Reducer

Low-rate mortgages are back: With rates from below 1.00%**, Bellway London’s partnership with Own New Rate Reducer can unlock access to competitive interest rates.

Bellway London gives a financial contribution of up to 5% directly to your lender, enabling homeowners to unlock lower mortgage interest rates over a fixed two- or five-year period, owning 100% of their home with a minimum of 5% deposit.

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Own New Rate Reducer not for you? Check out our Deposit Paid and Cashback incentives.

Deposit Paid

We will provide a deposit of up to 5% of the price of your home, money you could put towards furnishings or some additions to help you feel at home. Speak with our sales advisor to find out more. Available on selected plots and developments***.


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Cashback

You could receive up to 5% of the value of your home as cashback, leaving money to spend on what really matters: your dream holiday, a new car, or making your Bellway London home perfect. Speak with our sales advisor to find out more. Available on selected plots and developments†.


Find my home

The customer service has been spot on – I can’t speak highly enough of the sales advisors.”

Jordan and Kayleigh,
Bellway London homeowners

FAQs

How can I get started with Own New Rate Reducer?

Find your preferred Bellway London home then speak with one of our friendly sales advisors. We will then put you in contact with an Own New Rate Reducer-approved broker to progress.

With Deposit Paid, will my deposit be paid in full?

Bellway London will provide a deposit contribution of up to 5% of the of the purchase price, which will be deducted from the house purchase completion statement.

Can I get more than one of these ways to buy?

Deposit Paid and Cashback, as well as Own New Rate Reducer, cannot be applied in conjunction with each other or any other offers or selling schemes. These offers are applicable on new reservations only and are subject to qualification and lender criteria. We reserve the right to withdraw these offers at any time.

How much Cashback will I receive?

Bellway will provide Cashback of up to 5% of the price of the home, up to a maximum of £30,000, which will be deducted from your final settlement figure due on completion day to be repaid to you by your solicitor.

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*General terms and conditions.

All purchasing incentives are valid on selected developments and plots only, whilst stocks last, subject to availability and are applicable on new reservations only. Cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw these offers at any time. Speak to the sales advisor on your chosen development to discuss where these incentives are available.

**Own New Rate Reducer T&Cs

Own New Rate Reducer includes a housebuilder contribution of 3% or 5% of the house price which is passed directly to the lender (minus an Own New arrangement fee of 0.15% or 0.22% respectively) to secure a reduced mortgage rate for an initial period of 2- or 5-years fixed. After this period your mortgage rate is likely to increase. Mortgage rate below 1.00%’ headline interest rate is based on market interest rate available as of 22.04.24 and is subject to change.

Subject to lender criteria and eligibility. The lender will carry out their normal criteria and affordability assessments before any Own New Rate Reducer subsidy is applied.

Bellway London is not regulated by the FCA and offers no mortgage advice. Customers must take advice from a regulated mortgage adviser before proceeding.

Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

***Deposit Paid T&Cs

Deposit contribution, which cannot be more than 5% of the house asking price, will be deducted from the house purchase completion statement.

Subject to lender criteria, qualification, and acceptance of cash incentives

†Cashback T&Cs

Cashback incentive, up to a maximum of 5% of the house asking price, will be deducted from the customer’s final settlement figure which is due to us on the day of legal completion so that the cashback incentive will be available to be repaid to you by your solicitor as part of the completion process.

Subject to lender criteria, qualification, and acceptance of cash incentives.

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